The Mortgage Bankers Association of Louisville is a local chapter of the Mortgage Bankers Association, the national association representing the real estate finance industry. This would include, Auto loans, credit cards, student loans, personal loans, mortgage lender Louisville child support, alimony….basically any consistent outgoing debt that you're paying on. Again, if you're paying less than 45% of your gross monthly income to all of the debts, plus your proposed housing payment, then……generally, you're safe.
As commercial brokers, we know the underwriting guidelines of our lenders, and when we submit your loan we make sure that the credit officers or loan committee that will eventually be approving your loan are on board - thus helping you sleep better at night.
Income is one of the most important variables a lender will examine because it is used to repay the loan. I owe my successes to a service model based on the Benchmark Core Values We pride ourselves on providing personal service, competitive rates, and efficient loan processing.
Andrew Shimfessel can help anyone who needs a loan or mortgage in Louisville, KY. Whether you are looking for Louisville mortgage refinance or home loans in Louisville or Jefferson County, Andrew Shimfessel will be able to meet your needs. Our current deposit rates can be found at Current Rates under the Services tab or click this link to take you directly to the page.
You can usually lock in your mortgage rate for free for 90 days, and if you need more time, you can extend the lock in rate for a fee to the lender in case the home buying process is taking a longer time. With Just Mortgages, LLC web based loan origination system we are able to run loan scenarios, access credit and submit a loan for Pre Qualification within minutes of an application.
Lee Ann Biegert can help anyone who is trying to get a loan or mortgage in Louisville, KY. Whether you are trying to find Louisville mortgage refinance or home loans in Louisville or Jefferson County, Lee Ann Biegert will be able to meet your needs. Adam Justin Schaber is a mortgage broker in Prospect, KY. Adam Justin Schaber is employed at Parkside Mortgage, LLC, which is a mortgage company located at 5948 Timber Ridge Dr, 40059 zip code inside Jefferson County.
Select Mortgage Advisors is a locally owned, mortgage broker in Louisville with the best mortgage rates. Most lenders will want at least two scores. If you're purchasing a new home, we offer free pre-approvals and several loan programs, including FHA and VA loans, that can get you into a new home with little down payment and less stress.