Welcome to the Find a Local Homeowners Insurance Agent service. This is a detailed list of everything you own and information related to the cost to replace these items if they were stolen or destroyed by a disaster such as a fire (for more information see How do I take a home inventory and why If you think you need more coverage, contact your agent or insurance company representative and ask for higher limits for your personal possessions.
That is why when you are buying an Insurance Policy, you choose an agency that can advise you on the correct coverage you need, help you understand what you need on your policies and why you need it. Most people do not understand insurance and how it works.
Under Florida law, if a consumer purchases insurance - such as life or disability insurance - the insurance company has a duty to act in good faith.” This means that if the consumer files a valid claim, the insurance company is obligated to pay the claim.
It's important to note that Castle Key Insurance Company and Castle Key Indemnity Company are separate and distinct companies from each other and from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Life Insurance Company.
Private-market insurers, meanwhile, face no such restriction and several with large market share in South Florida — including Heritage Property & Casualty , People's Trust , SafePoint, and Universal — all raised rates 9.9 percent or more for most of their tricounty customers last year.
Additionally, employment practices liability insurance can protect you from high legal costs associated with lawsuits and additional claims from current and past employees. Remember, inflation rates on building materials and construction costs rarely track with real estate values.
If you don't already know what you need, our Delray Beach life insurance agents can walk you through the process with speed and confidence. Enhanced Replacement Coverage, also known as extended Insurance Delray Beach replacement or guaranteed replacement, will pay up to a specified percentage — typically 120 percent to 125 percent — of the stated coverage limit if rebuilding costs are higher than expected.
An affordable insurance company that is likely to undervalue your claim or provide sloppy service may not be worth the savings. If someone was looking for their own insurance I would recommend them as I have had good interactions with the company, and feel like the cost is competitive.
At GreatFlorida, our agents specialize in finding you the best commercial auto insurance in Florida for your specific needs, because we know no two businesses are made equally. We take pride in what we do and represent various nationwide and regional insurance carriers, allowing our expert agents to effectively negotiate rates and tailor coverages to ensure that our clients receive the risk protection they deserve.